🚗मोटर बीमा केवल कानूनी आवश्यकता नहीं है, बल्कि यह आपके वाहन और वित्तीय सुरक्षा के लिए एक समझदारी भरा कदम है। चाहे आप कार, बाइक या कमर्शियल वाहन चलाते हों, सही बीमा पॉलिसी आपको सड़क पर मानसिक शांति देती है। मोटर बीमा क्यों जरूरी है: कानूनी सुरक्षा : भारत में मोटर वाहन अधिनियम के तहत थर्ड-पार्टी बीमा अनिवार्य है। वित्तीय सुरक्षा : दुर्घटना, चोरी, आग या प्राकृतिक आपदा से वाहन को हुए नुकसान की भरपाई करता है। थर्ड-पार्टी दायित्व : यदि आपके वाहन से किसी को नुकसान होता है तो कानूनी दावों से सुरक्षा मिलती है। कैशलेस रिपेयर : कई बीमा कंपनियाँ नेटवर्क गैरेज में कैशलेस सेवा देती हैं। मोटर बीमा के प्रकार: थर्ड-पार्टी बीमा : दूसरों को हुए नुकसान को कवर करता है, आपके वाहन को नहीं। कम्प्रिहेन्सिव बीमा : थर्ड-पार्टी और अपने वाहन दोनों को कवर करता है। ऐड-ऑन कवरेज : जीरो डेप्रिसिएशन, रोडसाइड असिस्टेंस, इंजन प्रोटेक्शन आदि। सही पॉलिसी चुनने के सुझाव: प्रीमियम और कवरेज की तुलना करें। बीमा कंपनी का क्लेम सेटलमेंट रेशियो देखें। अपनी ड्राइविंग आदतों के अनुसार ऐड-ऑन चुनें। मोटर बीमा केवल नियमों का पालन नहीं,...

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